video: How Does HUD Help?

HUD helps people by administering a variety of programs that develop and support affordable housing.
As you will see in the video, HUD plays a large role in homeownership by making loans available for lower- and moderate-income families through it is FHA mortgage insurance program and it is HUD Homes program.
HUD owns homes in many communities throughout the U.S.
and offers them for sale at attractive prices and economical terms.
HUD also seeks to protect consumers through education, Fair Housing Laws, and housing rehabilitation initiatives.

video: What Is The Punch List?

Once a builder or contractor has declared a project substantially complete it is given a pre-final inspection.As this video outlines, the punch list  is the remaining set of tasks. Don't close escrow until the punch list items are addressed to your satisfaction; once you do close, you legally own it as-is.

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video: Lower FHA Mortgage Premiums

Ask your real estate agent or lender for information on the HELP program from the FHA.
As we show you in this video, HELP - Homebuyer Education Learning Program - is structured to help first time buyers begin the homebuying process.
It covers such topics as budgeting, finding a home, getting a loan, and home maintenance.
In most cases, completion of this program may entitle you to a reduction in the initial FHA mortgage insurance premium from 2.25% to 1.75% of the purchase price of your new home.

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