video: What Is The Punch List?

Once a builder or contractor has declared a project substantially complete it is given a pre-final inspection.As this video outlines, the punch list  is the remaining set of tasks. Don't close escrow until the punch list items are addressed to your satisfaction; once you do close, you legally own it as-is.

video: Lower FHA Mortgage Premiums

Ask your real estate agent or lender for information on the HELP program from the FHA.
As we show you in this video, HELP - Homebuyer Education Learning Program - is structured to help first time buyers begin the homebuying process.
It covers such topics as budgeting, finding a home, getting a loan, and home maintenance.
In most cases, completion of this program may entitle you to a reduction in the initial FHA mortgage insurance premium from 2.25% to 1.75% of the purchase price of your new home.

video: What's A Credit Score?

As we show you in this video, a credit bureau score, or credit score is a number based upon your credit history that represents the possibility that you will be unable to repay a loan.
Lenders use it to determine your ability to qualify for a mortgage loan.
The better the score, the better your chances are of getting a favorable loan.
Know your score and ensure that lenders have current information about it.