Watch this Fast Forward video and take a few notes!
There are three major credit reporting companies:
- Equifax - www.equifax.com 1-800-685-1111
- Experian - www.experian.com 1-888-397-3742
- Trans Union - www.transunion.com 1-800-916-8800
Obtaining your credit history is as easy as calling and requesting one.
Once you receive the report, it is important to verify it is accuracy.
Double check the high credit limit, total loan, and past due columns.
It is a good idea to get copies from all three companies to assure there are no mistakes since any of the three could be providing a report to your lender.
Fees, ranging from $5-$20, are usually charged to issue credit reports but some states permit citizens to acquire a free one.
Contact the reporting companies at the numbers listed in the video for more information.
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